Moderate Credit, Full Doc

A true 580 product, available starting at $100K – providing financing solutions for borrowers with recent credit events

Credit scores starting at 580
Up to 85% LTV (with 660 FICO)
Foreclosure, BK (excl Ch 13), Short Sale, Deed-in-Lieu less than 2 yrs prior to loan signing
Primary residences, 2nd homes, Investment properties
Max Loan Amount $2,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
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Moderate Credit, Bank Statement

A financing solution that allows income documentation via bank statements - for borrowers with recent credit events

Credit scores starting at 620
Up to 85% LTV (with 640 FICO); Up to 50% DTI
1-4 units, warrantable / non-warrantable condo, primary residence, second home, investment property
2 yrs seasoning from foreclosure, BK (exec Ch 13), Short Sale, Deed-in-Lieu
Max Loan Amount $2,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
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Our Loan Programs

Call me at 678.770.5046 to learn how our full line of loan programs can help you & your clients secure home financing.

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Moderate Credit

Flexibility for borrowers with recent credit events or additional difficulties.

 

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MODERATE CREDIT, FULL DOC sprout Mod credit full doc

 

 

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Next Steps...

Become an Approved Correspondent or Wholsale Lender, call 678.770.5046, Jeff LaVigne